Terms of Service

1. Agreement to Terms
By using AlifPay , available at alifpay.xyz (Platform), you agree to these Terms of Service. If you do not agree, please do not use the Platform or associated mobile applications.

2. Services Overview
AlifPay offers services such as bank transfers, bill payments, merchant payments, mobile recharges, cash-outs via agents, donations, QR code transactions, and wallet functionalities 

3. Account & Verification

• 3.1 Account Creation: You must register and provide accurate information.

3.2 Verification: Email and phone verification, as well as KYC procedures, are required 
3.3 Responsibility: You alone are responsible for the confidentiality of your credentials.

4. Usage Rules
You agree to comply with all local laws. You must not use the Platform for illegal or harmful purposes.

5. Transactions & Limits
All transactions are subject to security checks and may face delays for verification.

6. Fees & Charges
Fees (if any) per transaction will be communicated prior to processing.

7. Donations
Donations can be made to featured charities; anonymous donations are permitted 

8. Privacy & Data Security
Personal data usage is governed by our Privacy Policy. We implement security measures to protect your data 

9. Account Suspension & Termination
We may suspend or terminate accounts for violation of terms or fraudulent activity.

10. Liability Limitations
We are not liable for indirect or accidental damages. Our maximum liability is limited to the value of transactions handled through the Platform.

11. Modifications to Terms
We reserve the right to update these Terms at any time. Users will be notified of major changes.

12. Governing Law
These Terms are governed by the applicable laws of Bangladesh (or the legal jurisdiction where AlifPay is incorporated).

13. Contact Information
For support, reach out via the Platform’s “Contact” page.